Social Welfare Schemes in India (1947 - 2025)

Community Development Programme

The Community Development Programme (CDP) is a scheme launched by the Central Government on 2 October 1952 during the First Five Year Plan to implement social development in India. The scheme aimed at the holistic development of the physical and human resources of the villages. The scheme focused on the development of the rural areas. The scheme workers started activities in rural areas to implement social development in the same way as social activities were implemented in urban areas.

National Service Scheme (NSS)

The National Service Scheme is an organization under the Government of India. It was inaugurated by the Union Education Minister Dr. V.K.R.V. Rao on 24 September 1969. The organization was established with the aim of instilling a spirit of service towards the society among students and youth. The organization operates from class 11 to college level. The motto of NSS is "Not Me But You". NSS was established on the occasion of the 100th birth anniversary of Mahatma Gandhi. The National Service Scheme operates under the Ministry of Youth Affairs and Sports, Government of India.

Drought Prone Areas Programme (DPAP)

The Drought Prone Areas Programme (DPAP) is a scheme launched in 1973 for the development of agriculture in drought-prone areas. The objectives were to protect agriculture and livestock resources and to promote social and economic development of the people. The scheme was to be funded by the central and state governments on a 50:50 basis.

Command Area Development Project (CADP)

The Command Area Development Project (CADP) was launched in 1974 during the Fifth Five Year Plan when Indira Gandhi was the Prime Minister. The objective of the project, launched in 1974, was to increase agricultural production by increasing water availability. Various activities of the project included groundwater irrigation, land management for water conservation, and livestock development.

Integrated Child Development Services (ICDS)

The Integrated Child Development Services (ICDS) is a scheme launched by the Central Government on 2 October 1975 during the Fifth Five Year Plan, when Indira Gandhi was the Prime Minister, in collaboration with UNICEF, an agency of the United Nations. The ICDS scheme is led by the Union Ministry of Women and Child Development. The World Bank provides financial assistance for the provision of Anganwadi buildings and other facilities under the ICDS scheme. The main services of the ICDS scheme are immunization, nutritional distribution, pre-school education for children, and health check-ups. The services of ICDS are provided through Anganwadi centres. The main beneficiaries of ICDS are children below the age of six, pregnant women, lactating mothers, and adolescent girls. The scheme is led by the Child Development Project Officer at the block level and the District Programme Officer at the district level. In 2005, ICDS services were extended to the entire country as per the Supreme Court order of 2004. Kishori Shakti Yojana is a central government scheme aimed at the upliftment of girls between the ages of 11-18 under the ICDS scheme.

Twenty Point Programme (TPP, 1975)

The Twenty Point Programme (TPP) was a programme launched in 1975 during the Fifth Five Year Plan when Indira Gandhi was the Prime Minister. The programme was launched with the aim of eradicating poverty and improving the standard of living of the common man. The programme was revised in 1982 and 1986. The revised Twenty Point Programme, which was envisaged by international organisations, came into effect on 1 April 2007.

Food for Work Programme (FFW)

The Food for Work Programme was launched on 1 April 1977 during the Fifth Five Year Plan with a focus on poverty alleviation and self-sufficiency. The Food for Work Programme was launched on 1 April 1977 with the objective of creating permanent assets by providing employment opportunities to the rural poor. In 1980, the Food for Work Programme was reformed as the National Rural Employment Programme (NREP) to increase employment opportunities in rural areas.

Desert Development Programme (DDP)

The Desert Development Programme (DDP) was launched in 1977-78 with the aim of increasing agricultural production by overcoming the adverse factors of drought and desertification. The project was launched in the hot deserts of the states of Rajasthan, Gujarat and Haryana and in the cold deserts of Jammu and Kashmir and Himachal Pradesh. From 1996, the project was extended to the states of Andhra Pradesh and Karnataka. The cost of the project was shared by the central and state governments in the ratio of 75:25. The objectives of this project were also to increase livestock wealth and promote projects for ecological balance.

Integrated Rural Development Programme (IRDP)

The Integrated Rural Development Programme is a centrally sponsored scheme with the objective of poverty alleviation, shared equally by the central and state governments. This scheme was launched in 1978. The aim of this scheme is to help rural families below the poverty line to eradicate poverty by taking up self-employment enterprises. The scheme is envisaged to increase income by providing income-generating assets and investments to those below the poverty line. For this, loans are provided from financial institutions and financial assistance from the government.

The IRDP scheme followed the Antyodaya approach of helping the poorest of the poor. Small and marginal farmers, agricultural labourers, rural artisans etc. are among the target groups. Special consideration has been ensured for SC/ST, women and disabled persons through this scheme. Of the total annual target, 50% has been reserved for SC/ST, 40% for women and 3% for disabled persons. For the smooth implementation of this scheme, the services of departments like Agriculture, Animal Husbandry, Dairy Development, Fisheries, Industries, Cooperation and other government/public sector institutions like Khadi, Civil Supplies Corporation, Handloom/Handicrafts Corporation, Milmag, Coir Board, Malsyafed etc. have been made available to the beneficiaries. For this, the necessary mechanisms were put in place at the block, district and state levels for the coordination of various departments. I.R.D.P. was the largest poverty alleviation scheme implemented in India. Later, this scheme was merged with the Swarnajayanti Gram Swarozgar Yojana which was launched on 1st April 1999.

Training of Rural Youth for Self Employment (TRYSEM)

This scheme aims to provide full benefits of IRDP to rural youth by providing self-employment training in small cottage industries and service sectors. The objective of the scheme is to create employment opportunities for youth between the ages of 18 and 35. This supplementary scheme of IRDP helps in setting them up in specific employment sectors by providing loans and subsidies for self-employment after training. The training cost was provided to the institution/expert who provided the training and a monthly stipend to the trainee as part of the scheme. On 1st April 1999, the TRYSEM scheme was merged with the Swarna Jayanti Gram Swarozgar Yojana.

National Rural Employment Programme (NREP)

The National Rural Employment Programme (NREP) is a scheme launched by the central government in 1980 during the Sixth Five Year Plan, when Indira Gandhi was the Prime Minister. The National Rural Employment Programme (NREP) was launched with the aim of increasing employment opportunities for workers in rural areas. The main objective of the scheme is to create more employment opportunities for unemployed rural workers. Also improve the infrastructure and assets for this and thereby raise the general standard of living of the villagers. The scheme was supervised by the District Rural Development Agency. Along with creating employment opportunities, NREP also provided job training. The workers were paid daily food grains and salaries as wages. In April 1989, the National Rural Employment Programme was merged with the Jawahar Employment Scheme.

National Rural Development Programme (NRDP)

The National Rural Development Programme (NRDP) was launched in 1982 during the Sixth Five Year Plan. The National Rural Development Programme is a non-governmental scheme. The National Rural Development Programme was implemented with the objective of providing additional employment to unskilled and unemployed rural people, ensuring food security for the rural poor, developing infrastructure in rural areas, providing small-scale irrigation to the beneficiaries through groundwater utilization, constructing drinking water wells, and constructing rural roads.

Development of Women and Children in Rural Areas (DWCRA)

This is a scheme implemented as a supplement to IRDP. This scheme was started in 1982. Under this scheme, loans and financial assistance are provided for collective economic activities required to promote self-reliance of women and increase their family income. The emphasis is given to groups of women, not individuals. Financial assistance is provided to groups of 10 to 15 members. Since the loans of the group members are pooled together, better employment initiatives can be taken up. Along with the upliftment of women, social upliftment was also achieved due to this. Apart from loans and financial assistance, the Central and State Governments and UNICEF also contributed equally and provided a revolving fund. This scheme was merged with the Swarna Jayanti Gram Swarozgar Yojana, which was launched on 1 April 1999.

Rural Landless Employment Guarantee Programme (RLEGP)

The Rural Landless Employment Guarantee Programme (RLEGP) is a scheme implemented by the Central Government in 1983-84 during the Sixth Five Year Plan when Indira Gandhi was the Prime Minister. The Rural Landless Employment Guarantee Programme was launched with the objective of providing at least 100 working days per year to at least one person in a landless rural labourer family. In 1989, the National Rural Employment Guarantee Scheme and the Rural Landless Employment Guarantee Programme were merged to form the Jawahar Rozgar Yojana.

Indira Awaas Yojana (IAY)

Indira Awaas Yojana was launched in 1985 with the aim of providing financial assistance for free construction of houses to Scheduled Castes/Scheduled Tribes and other communities below the poverty line. Since 1995-96, widows and families of military personnel who died in war have been benefiting from the scheme. In 1989, IAY became a sub-scheme of Jawahar Rozgar Yojana. Later, IAY became an independent scheme on 1 January 1996. Beneficiaries should own at least two cents of land and do not have a habitable house. The allocation for other communities should not exceed 40 percent of the total allocation. The Union Ministry of Rural Development is responsible for this. The Gram Sabhas are responsible for selecting the beneficiaries. Contractors should not be engaged for the construction of IAY houses. The sole responsibility for the construction of the house lies with the beneficiaries. Under the scheme, the financial assistance for the construction of the house is Rs. 70,000 in the plains and Rs. 75,000 in the hilly areas. Rs. 15,000 is provided for the repair of the houses. The cost of the project is borne by the Central and State Governments in the ratio of 75:25. In the North-Eastern States, the cost is borne by the Central and State Governments in the ratio of 90:10 and in the Union Territories, the cost is borne by the Central and State Governments in the ratio of 100:0. Under Indira Awaas Yojana, the house registration is given in the name of the wife or of both the wife and husband. In 2016, Indira Awaas Yojana was renamed as Pradhan Mantri Awas Yojana - Grameen (PMAY-G). The houses constructed under Indira Awas Yojana cannot be transferred for 15 years.

Million Wells Scheme (MWS)

The Million Wells Scheme is a central government scheme launched in 1988-89 with the aim of providing free wells to poor farmers belonging to the Scheduled Castes/Scheduled Tribes. The Million Wells Scheme was implemented during the Seventh Five Year Plan when Rajiv Gandhi was the Prime Minister. 30% of the total allocation for Jawahar Rozgar Yojana was set aside for this scheme. The Million Wells Scheme is a scheme designed mainly for the Scheduled Castes and Scheduled Tribes. The main group is the small and marginal farmers of the Scheduled Castes and Scheduled Tribes who are below the poverty line as selected by the IRDP survey, and those who have been freed from bonded labour. Apart from these, small and marginal farmers in other categories below the poverty line are also eligible for financial assistance under this scheme. In 1989, the MWS scheme was merged with the Jawahar Rozgar Yojana. On 1 January 1996, it was separated from the Jawahar Rozgar Yojana and became an independent scheme.

Nehru Rozgar Yojana (NRY)

The Nehru Rozgar Yojana was launched in 1989 during the Seventh Five Year Plan. This scheme was launched in 1989 to provide employment opportunities to the poor youth of the cities. The Central and State Governments spend money for this scheme in a 60:40 ratio. It was merged with the Swarna Jayanti Shahari Rozgar Yojana in 1997.

Jawahar Rozgar Yojana (JRY)

The Jawahar Rozgar Yojana was launched in April 1989 by the then Prime Minister Rajiv Gandhi. The existing National Rural Employment Programme (NREP) and Rural Landless Employment Guarantee Programme (RLEGP) were merged into this scheme. The main objective of the scheme is to create more employment opportunities for the unemployed rural people. The other objectives are to improve the infrastructure and assets for this and thereby improve the general standard of living of the villagers. The cost of the schemes was borne by the Central and State Governments in the ratio of 80:20. This scheme was merged into the Jawahar Gram Samriddhi Yojana (JGSY) on 1 April 1999.

Supply of Improved Toolkits to Rural Artisans (SITRA)

This scheme, which has been implemented since the financial year 1992-93 to increase the productivity and income of rural artisans, is another component of the Integrated Rural Development Programme. Those engaged in carpentry, ironwork, goldsmithing, pottery making and shoemaking will get the benefit of this scheme. Modern work tools of the choice of the beneficiary were provided. Training in the use of modern work tools was also provided. Priority was given to rural artisans belonging to the Scheduled Castes and Scheduled Tribes. On April 1, 1999, the SITRA Scheme was merged into the Swarna Jayanti Gram Swarozgar Yojana.

Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGP)

The MGNREGP is a scheme announced by the Prime Minister in his Independence Day speech in 1993. Its primary objective is to provide 100 days of employment in a year to the people living below the poverty line in rural areas during periods of recession in agricultural activities. The ultimate objective is to create economic infrastructure and social assets that will be useful for sustainable development and job creation.

The scheme provides employment to those who need, seek and cannot find employment. Employment will be provided in the agricultural sector or related sectors. The beneficiaries will get unskilled jobs requiring manual labour. Both men and women between the ages of 18 and 60 living in the blocks where the scheme is implemented will be eligible for employment. Under the scheme, one person (within a radius of 5 km from their place of residence) will be provided with 100 days of employment in a year. The Sampurna Gramin Rozgar Yojana of 2001 and the National Food for Work Programme of 2004 were merged into the NREGP. In September 2005, the National Employment Guarantee Act was passed by Parliament. Under this act, 100 days of employment are guaranteed to every rural household in a year. The scheme came into effect in all districts of the country from 1 April 2008. The scheme is now known as the Mahatma Gandhi National Employment Guarantee Scheme (MGNREGP).

Mahila Samriddhi Yojana (MSY)

This scheme was launched on 2 October 1993 during the Eighth Five Year Plan when P.V. Narasimha Rao was the Prime Minister. The objective of the scheme is to make rural women self-sufficient. The beneficiaries of the Mahila Samriddhi Yojana are rural women above the age of 18. MSY is managed by the Ministry of Women and Child Development. The loan amount available under MSY, a microfinance scheme for women, is Rs 25,000.

Pradhan Mantri Rozgar Yojana (PMRY)

Pradhan Mantri Rozgar Yojana is a scheme launched on October 2, 1993, during the Eighth Five Year Plan, when P.V. Narasimha Rao was the Prime Minister. Pradhan Mantri Rozgar Yojana was launched on October 2, 1993. The scheme aims to provide income to the unemployed youth of the country through self-employment. Loans are available through nationalized banks for projects approved by district and industrial centers. The criteria for membership in this scheme are that the applicant should have passed class 8, have an annual income of not more than Rs 40,000, and be a permanent resident of the place of residence for at least three years. Women and weaker sections are given priority in this scheme. On April 1, 2008, the PMRY scheme was merged with the Prime Minister's Employment Generation Programme (PMEGP).

Revised Central Rural Sanitation Programme (RCRSP)

The Revised Central Rural Sanitation Programme (RCRSP) was launched in 1994 during the Eighth Five Year Plan when P.V. Narasimha Rao was the Prime Minister. The Revised Central Rural Sanitation Programme (CRSP) was launched by amending the Central Rural Sanitation Programme (CRSP) launched in 1986. The CRSP is characterized by a comprehensive approach that includes reduced subsidy, higher consumer participation, rural sanitation marketing centres, centres for manufacturing construction materials, school sanitation programmes and health education. After the construction of sanitation facilities is completed, it should be ensured that these are used and maintained regularly by the beneficiaries.

Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is a scheme launched during the Eighth Five Year Plan when P.V. Narasimha Rao was the Prime Minister. The Indira Gandhi National Old Age Pension Scheme came into existence in 1995. The beneficiaries of the scheme are the elderly in the BPL category above 60 years of age. Under this scheme, the beneficiaries are provided with a pension of Rs. 600 to Rs. 1000.

Mid-Day Meal Scheme

The Mid-Day Meal Scheme is a scheme under which mid-day meals are provided to children on weekdays in schools. The Mid-Day Meal Scheme was first implemented by K. Kamaraj, the Chief Minister of Tamil Nadu, in 1960. The Mid-Day Meal Scheme was officially launched in India on 15 August 1995 under the name National Programme of Nutritional Support to Primary Education (NPNSPE). In 2001, the Supreme Court directed all states to implement this scheme. The scheme was implemented across India from 1 April 2008. The objectives of NPNSPE were to increase school enrolment, create conditions for school completion, increase attendance, and provide nutrition to those who reach schools, in order to universalize primary education.

Rural Infrastructure Development Fund (RIDF)

The Rural Infrastructure Development Fund or RIDF scheme was launched by NABARD in 1995-96. Under this scheme, rural roads, bridges and minor irrigation projects designed by the State Government are included. Long-term loans are provided by NABARD for the implementation of this scheme. The amount is first spent from the Plan Fund of the Block Panchayats and then the amount is collected from NABARD.

Attappady Wasteland Comprehensive Environmental Conservation Project (AWCECOP)

Attappady in Palakkad district is a unique area with biodiversity and forest resources. The project implemented by the Rural Development Department for the comprehensive development of Attappady with the aim of finding a solution to the plight of this area damaged by deforestation is known as the "Attapady Wasteland Comprehensive Environmental Conservation Project". This project, implemented with the assistance of the Government of Japan, came into effect on 26 March 1996. The activities to be undertaken under this scheme are soil conservation, water resource development, land cultivation, horticulture, sericulture, agro-forestry, social forestry, animal husbandry, fish farming, beekeeping, etc. At least one person from every Scheduled Tribe family and every other family below the poverty line in the project area will get employment under this scheme. The management committee registered under the name Hillyora Development Society, Attappady is responsible for the implementation of the scheme.

Balika Samriddhi Yojana (BSY)

Balika Samriddhi Yojana is a scheme started in 1997 for the welfare of the girl child in the country. This scheme was revived in 1999. The government provides a grant of Rs. 500 to two girls from a family born on or after 15-08-1997. Annual scholarship is also provided during the school education period. This scheme is implemented without distinction between urban and rural areas.

Annual scholarship during school education period

■ Class 1 to 3 - Rs 300/- per annum for each class

■ Class 4 - Rs 500/- per annum

■ Class 5 - Rs 600/- per annum

■ Class 6 & 7 - Rs 700/- per annum for each class

■ Class 8 - Rs 800/- per annum

■ Class 9 & 10 - Rs 1000/- per annum for each class

The objectives of the Balika Samriddhi Yojana are to change the attitude of the family and society towards girls, enroll more girls in scholarships, raise the marriageable age of girls, and help girls earn income. When the girl completes 18 years of age, the amount deposited in the account and its interest will be received by providing a certificate from the Panchayat/Municipality that the girl is unmarried. However, if the girl gets married before the age of 18, everything except the Post Birth Grant of Rs 500 and its interest will be lost. If the girl dies before the age of 18, the government can withdraw the entire amount.

Ganga Kalyan Yojana (GKY)

This is a scheme launched on 1 February 1997 with the aim of alleviating rural poverty. The objective of the scheme was to provide minor irrigation to the beneficiaries by installing boreholes and tubewells and utilizing groundwater. This scheme tried to create new assets and protect the existing ones.

Swarna Jayanti Shahari Rozgar Yojana (SJSRV)

Swarna Jayanti Shahari Rozgar Yojana (SJSRV) is a scheme launched on 1 December 1997 during the Ninth Five Year Plan when I.K. Gujral was the Prime Minister. SJSRV is a scheme to provide employment to the unemployed in urban areas. It was launched on 1 December 1997. The Swarnajayanti Shahari Rozgar Yojana was formed by merging three schemes namely Nehru Rozgar Yojana, Urban Basic Services for the Poor and Prime Minister's Integrated Urban Poverty Eradication Programme (PMIUPEP). This scheme has two sub-schemes - Urban Self-Employment Entrepreneur Support Scheme (USEP) and Urban Wage Employment Scheme (UWEP).

Targeted Public Distribution System (TPDS)

The ration system in India started during the Second World War. When food shortages occurred in the 1960s, the ration system was strengthened and extended to more areas. However, as part of economic reforms, ration was restricted to poor families only. As part of this, the "Targeted Public Distribution System" was introduced in India. Accordingly, special ration cards are issued to families above the poverty line (APL) and families below the poverty line (BPL) and food grains are distributed at different prices.

Kudumbashree

Kudumbashree is a poverty alleviation scheme implemented by the state government, NABARD and local government institutions with public participation. Prime Minister Atal Bihari Vajpayee inaugurated Kudumbashree in Malappuram on May 17, 1998. The mission of this comprehensive scheme is to eradicate poverty among poor families in our country within ten years. Kudumbashree is notable for being a scheme that includes only women. Neighborhood groups, area development committees and community development committees are the three-tiered community-based organizations for the implementation of Kudumbashree.

Ayalkoottam

Ayalkoottam are started by bringing together poor families with four or more members. A neighborhood group is a community-based organization consisting of only one adult woman from a family and consisting of between 15 and 40 members. It was started in 1982 in Kalliassery Grama Panchayat in Kannur district. An Area Development Committee is formed by coordinating neighborhood groups in each ward. It becomes more relevant as a political unit that helps in expanding the mass base and democratic system of the panchayat. Neighborhood groups are of great importance for the democratic development of Kerala society.

Samagra Awas Yojana (SAY)

The Samagra Awas Yojana is a scheme launched on 1 April 1999 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. The Samagra Awas Yojana scheme was started in the financial year 1999-2000. The main objective of this scheme is to improve the quality of life of the rural population. It includes housing construction, sanitation projects and drinking water projects. This scheme is implemented by the Union Ministry of Rural Development in collaboration with the state governments.

Swarnjayanti Gram Swarozgar Yojana (SGSY)

Swarnjayanti Gram Swarozgar Yojana is a scheme launched by the Central Government on 1 April 1999 for rural poverty alleviation. This scheme was started by merging the schemes IRDP, TRISAM, Million Well Scheme, Ganga Kalyan Yojana, Rural Handicrafts Programme and DWCRA which were implemented in 1978 and later in various years. S. G. S. Y. is a comprehensive scheme that includes all the components of the self-employment programme. The members of the families below the poverty line are organized into self-help groups. This scheme aims to provide them with the necessary training, technical knowledge, credit subsidy, basic facilities, marketing facilities, etc.

The method of this scheme is not to provide assistance to many different income-generating activities. On the contrary, the approach of selecting a few main economic activities in each block, considering the locally available resources, the work skills of the people, marketing facilities, etc., and providing assistance to the projects in it is implemented through this scheme.

The S. G. S. Y. scheme has two components - loan and subsidy. The subsidy for individual general category will be 30% of the project cost subject to a maximum of Rs. 7500 and for SC and ST it will be Rs. 10,000 and 50% respectively. In the case of self-help groups, a subsidy of 50% will be provided subject to a maximum of Rs. 10,000 per person or a maximum of Rs. 1.25 lakh, whichever is less. Of the SGSY beneficiaries, 50% should be from SCs and STs, 40% should be women and 3% should be disabled. 10% of the scheme amount can be used for training. Two types of training are envisaged under this scheme. One is basic orientation training and the second is skill development training.

Nirmal Bharat Abhiyan (NBA)

Nirmal Bharat Abhiyan is a sanitation scheme launched in 1999 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. Nirmal Bharat Abhiyan is officially known as the Total Sanitation Campaign. As part of NBA, the government provides a grant of Rs 10,000 to each family. Nirmal Bharat Abhiyan was launched with the aim of making India completely clean by 2017.

Jawahar Gram Samridhi Yojana (JGSY)

Jawahar Gram Samriddhi Yojana is a rural development scheme launched on 1 April 1999 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. Jawahar Gram Samriddhi Yojana is implemented entirely at the village-panchayat level. The cost of the scheme is borne by the Central and State Governments in the ratio of 75:25. On 25 September 2001, the Sampurna Gramin Rozgar Yojana (SGRY) was formed by merging the Jawahar Gram Samriddhi Yojana and the Employment Assurance Scheme (EAS).

Antyodaya Anna Yojana (AAY)

The Antyodaya Anna Yojana was launched on 25 December 2000 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. It provides food grains at subsidized rates to families below the poverty line through the public distribution network. The scheme was launched in 2000. 35 kg of food grains are provided under this scheme (since 2012. Till then it was 25 kg). Wheat is provided at the rate of Rs 2 and rice at the rate of Rs 3. Initially, AAY was implemented in Rajasthan, Himachal Pradesh, Madhya Pradesh, Uttar Pradesh, Andhra Pradesh, Chhattisgarh and Dadra and Nagar Haveli. Landless agricultural labourers, rural artisans, families of widows, families of HIV patients, tribals, people above the age of 60 who have no regular income, those living isolated from their families and society, and those with serious illnesses are all eligible for the Antyodaya Anna Yojana card. The application fee for Antyodaya Anna Yojana is free.

Janashree Bima Yojana (JBY)

Janashree Bima Yojana is a scheme launched on 10 August 2000 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. Janashree Bima Yojana (JBY) is a scheme that provides insurance cover to the poor people between the ages of 18 and 60 in urban and rural areas. LIC manages the funds of Janashree Bima Yojana. Janashree Bima Yojana was merged with Aam Aadmi Bima Yojana on 1 January 2013.

Pradhan Mantri Grameen Sadak Yojana (PMGSY)

Pradhan Mantri Grameen Sadak Yojana is a scheme launched in 2000-2001 with the objective of constructing all-weather roads to connect remote and hilly areas of the state with main roads. The scheme is 100% centrally funded. The scheme is managed by the Union Ministry of Urban Development. The scheme does not specify any criteria to address unemployment and poverty. The objective is to develop roads for connectivity. Therefore, it has been clarified in the central guidelines that these projects should be tendered. The scheme is being implemented in three phases. The third phase of Pradhan Mantri Grameen Sadak Yojana is currently underway. The period is 2019 - 2020 to 2024 - 2025. In the third phase, the cost will be borne by the Central and State Governments in the ratio of 60:40. However, in the North-Eastern States and Himalayan States, the cost will be borne by the Central and State Governments in the ratio of 90:10.

Sarva Shiksha Abhiyan (SSA)

Sarva Shiksha Abhiyan (SSA) is a scheme implemented in the financial year 2000 - 2001 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. The objective of the scheme is to provide free and compulsory primary education to all children from the age of 6 to 14 years. The scheme envisages development of basic physical facilities of schools, distribution of free textbooks, promotion of school education of girls, and training of teachers. When the scheme was launched, the ratio of expenditure of the Central and State Governments was 75:25. Now it has been reduced to 60:40 respectively. This scheme was an attempt to make primary education universal through social ownership of school systems. Apart from ensuring quality education to the students, this scheme also provides an opportunity to develop their creative potential.

Mahila Swayam Siddha Yojana (MSSY)

Mahila Swayam Siddha Yojana (MSSY) is a scheme launched in 2001 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. Mahila Swayam Siddha Yojana (MSSY) is a scheme launched in 2001 with the aim of socially and economically advancing women in rural areas through self-help groups. MSSY is led by the Ministry of Women and Child Development.

Valmiki Ambedkar Awas Yojana (VAMBAY)

Valmiki Ambedkar Awas Yojana (VAMBAY) is a scheme launched on 2 December 2001 during the Ninth Five Year Plan when A.B. Vajpayee was the Prime Minister. VAMBAY is a scheme to provide housing to the people living below the poverty line in urban slums. VAMBAY was the first scheme to be implemented exclusively for slum dwellers. The cost of VAMBAY was shared by the Central and State Governments in the ratio of 50:50. On 3 December 2005, VAMBAY was merged with the Integrated Housing and Slum Development Programme (IHSDP).

Sampoorna Gramin Rozgar Yojana (SGRY)

Sampoorna Gramin Rozgar Yojana is a rural employment programme announced by the Prime Minister of India on Independence Day 2001. It is a merger of the Jawahar Gramin Rozgar Yojana, which was implemented through Gram Panchayats in the country, and the Employment Guarantee Scheme, which was implemented through Block District Panchayats. The amount of this scheme is spent by the Central and State Governments in the ratio of 75:25. Unlike the existing employment programmes, food grains are also distributed as part of the wages to those engaged in employment. The main objectives of the scheme are to provide additional employment to unskilled and unemployed rural people, ensure food security for the rural poor, and ensure the development of rural infrastructure and construction of permanent assets. Accordingly, the rural population will get employment opportunities near their places of residence or in the villages. The scheme is implemented by block panchayats and district panchayats. In 2008, this scheme was merged with NREGP.

National Savings Scheme (NSS)

National Savings Scheme is one of the major schemes launched by the Government of India to inculcate the habit of saving among the people, both rich and poor. Blocks play a crucial role in the implementation of this scheme. The rural people are involved in the development process through post office deposits. For this, a group of women who are MPKBY agents work under the control of the Block Development Officer. The specialty of the National Savings Scheme is that it provides a livelihood to educated women, an economic base for national development, and security for investments.

Swajaldhara Development Scheme

Swajaldhara is a scheme launched on 25 December 2002 during the Tenth Five Year Plan when A.B. Vajpayee was the Prime Minister. Swajal Dhara is a project implemented to solve the drinking water problem in rural areas. The Swajal Dhara Drinking Water Project was implemented with community participation. The project was started with the aim of implementing innovative ideas in drinking water supply in rural areas and achieving self-sufficiency in drinking water supply. The Ministry of Rural Development was responsible for the implementation of the project. Activities such as providing small-scale irrigation to the beneficiaries by installing borewells and tubewells and utilizing groundwater were included in the project.

Pura Project (PURA)

Pura Project is a project launched in 2004 with the aim of comprehensive development of the rural population. The objective of Pura Project is to provide urban facilities to the rural area. The project aims to achieve radical development of the rural population through comprehensive development of four sectors namely transport, energy, electronics sector and knowledge sector. The technical assistance for Pura Project is provided by the Asian Development Bank. Bihar is the first state in India to launch Pura Project. The Pura scheme was also implemented to control the migration of youth from villages to cities in search of employment opportunities.

National Food for Work Programme (NFFWP)

The National Food for Work Programme (NFFWP) is a scheme launched on 14 November 2004 during the Tenth Five Year Plan when Dr. Manmohan Singh was the Prime Minister. The National Food for Work Programme (NFFWP) is a scheme implemented by the Ministry of Rural Affairs in the states to ensure food security along with wages to the workers. The share of NFFWP is borne 100% by the Central Government. NFFWP is a fully central government scheme. The District Collector is responsible for the implementation of the scheme at the district level.

Rajiv Gandhi Shramik Kalyan Yojana (RGSKY)

The Rajiv Gandhi Shramik Kalyan Yojana (RGSKY) is a scheme launched on 1 April 2005 during the Tenth Five Year Plan when Dr. Manmohan Singh was the Prime Minister. The scheme was launched by the Employees State Insurance Corporation (ESIC). Rajiv Gandhi Shramik Kalyan Yojana is a scheme launched with the aim of providing unemployment benefits to workers covered under the ESI scheme. The period of providing unemployment benefits is 12 months.

Janani Suraksha Yojana (JSY)

Janani Suraksha Yojana (JSY) is a scheme launched on 12 April 2005 during the Tenth Five Year Plan when Dr. Manmohan Singh was the Prime Minister. Janani Suraksha Yojana is a scheme launched with the aim of reducing the mortality rate of newborn infants. The scheme is implemented under the National Rural Health Mission. Janani Suraksha Yojana is a re-launched scheme of the National Maternity Benefit Scheme (NMBS). The Central Government bears 100% of the share of the scheme.

Bharat Nirman Yojana

Bharat Nirman Yojana is a scheme launched on 16 December 2005 during the Tenth Five Year Plan when Dr. Manmohan Singh was the Prime Minister. It is a scheme that combines the Pradhan Mantri Gram Sadak Yojana, Indira Awas Yojana, National Rural Drinking Water Scheme and Rajiv Gandhi Rural Electrification Scheme. The scheme was launched on 16 December 2005. The aim is to develop infrastructure in rural areas.

Bharat Nirman Components

■ Drinking Water (National Rural Drinking Water Supply Scheme)

■ Roads (Pradhan Mantri Gram Sadak Yojana)

■ Housing (Indira Awas Yojana)

■ Communication (Telephone)

■ Electricity (Rajiv Gandhi Gramin Vidyutkaran Yojana)

■ Irrigation

National Rural Health Mission (NRHM)

The National Rural Health Mission (NRHM) is a scheme launched in 2005 by the then Prime Minister of India, Dr. Manmohan Singh, during the Tenth Five Year Plan. The main objective of this scheme is to provide quality medical facilities to the poor people in rural areas. The 'National Rural Health Mission' was formed in 2005 by integrating several existing central government schemes in the field of rural health to improve and expand village-level health activities. The main objective of the scheme is to provide better health services to the rural population, especially women, children and the needy. The workers who provide health services to the people through this scheme are known as ASHA workers.

Integrated Housing and Slum Development Programme (IHSDP)

The Integrated Housing and Slum Development Programme (IHSDP) is a centrally sponsored scheme launched in 2006-07 during the Tenth Five Year Plan when Dr. Manmohan Singh was the Prime Minister. IHSDP is a scheme launched for the comprehensive development of urban slums. The scheme aims to provide basic amenities along with necessary housing to the slum dwellers. Under this scheme, the construction of more than ten thousand houses has been started and completed in the state.

Aam Aadmi Bima Yojana (AABY)

The Aam Aadmi Bima Yojana (AABY) is a scheme launched with the aim of providing insurance to every landless family (head of household) in rural areas. The scheme was launched on 2 October 2007. The scheme is implemented through the Life Insurance Corporation. Under this scheme, the insured person gets Rs 30,000 in case of natural death and Rs 75,000 in case of accidental death. Those injured in an accident are given up to Rs 37,500. This is the insurance cover provided to those between the ages of 18 - 59. Aam Aadmi Bima Yojana is a re-launched scheme of Janashree Bima Yojana that was launched in 2000.

Rashtriya Swasthya Bima Yojana (RSBY)

Rashtriya Swasthya Bima Yojana (RSBY) is a national health insurance scheme launched on April 1, 2008, during the Eleventh Five Year Plan when Dr. Manmohan Singh was the Prime Minister. The beneficiaries of this scheme are families below the poverty line with financial obligations. The cost of getting and renewing an RSBY Card is Rs 30 per year. The beneficiaries will be a group of five people from a family. Under the scheme, BPL families get Rs 30,000 per year for free treatment. The Central Government will bear 75 percent of the project cost and the State Government will bear 25 percent.

National Action Plan on Climate Change (NAPCC)

The Ministry of Environment, Forest and Climate Change launched the National Action Plan on Climate Change (NAPCC) on 30 June 2008. The objectives of the NAPCC are to understand climate change, address energy scarcity and conserve natural resources.

Eight National Missions under NAPCC

1. National Solar Mission

2. National Mission for Enhanced Energy Efficiency

3. National Mission on Sustainable Habitat

4. National Water Mission

5. National Mission for Sustaining the Himalayan Ecosystem

6. National Mission for a Green India

7. National Mission for Sustainable Agriculture

8. National Mission on Strategic Knowledge for Climate Change

Out of these eight missions, the missions under the Department of Science and Technology are

1. National Mission for Sustaining the Himalayan Ecosystem

2. National Mission on Strategic Knowledge for Climate Change

Swavalamban Yojana (SY)

Swavalamban Yojana (SY) is a scheme launched in 2010 during the 11th Five Year Plan period when Dr. Manmohan Singh was the Prime Minister. The scheme was launched to provide pension to workers in the unorganized sector. The central government will contribute Rs 1000 to each National Pension Scheme (NPS) account of those who have deposited between Rs 1000 and Rs 12000 per year. The new scheme is the Atal Pension Yojana (APY).

Sabla Scheme (RGSEAG (SABLA))

Sabala Scheme is a scheme launched on 19 November 2010 during the 11th Five Year Plan period when Dr. Manmohan Singh was the Prime Minister. The Sabla Scheme was launched in 2010 for the improvement of health and nutrition of adolescent girls between the ages of 11 and 18 and for vocational training.

Pradhan Mantri Adarsh ​​Gram Yojana (PMAGY)

Pradhan Mantri Adarsh ​​Gram Yojana (PMAGY) is a scheme launched on 23 July 2010 during the 11th Five Year Plan period when Dr. Manmohan Singh was the Prime Minister. The scheme was launched with the aim of transforming villages in India into model villages. The aim of this scheme is to develop villages with more than 50% Scheduled Caste population. The scheme was first implemented in 2010 in 18 BB Village, Sri Ganganagar District, Rajasthan.

Indira Gandhi Matrutva Sahayog Yojana (IGMSY)

Pradhan Mantri Matrutva Sahayog Yojana (IGMSY) is a scheme launched during the 11th Five Year Plan period when Dr. Manmohan Singh was the Prime Minister. This scheme was implemented in 2010 under the Union Ministry of Child Development. IGMSY is a scheme to find a solution to the malnutrition of women and children. Under this scheme, financial assistance is provided to women aged 19 years and above for their first two deliveries. The services of the scheme are provided through Anganwadi centres.

National Rural Livelihood Mission (NRLM)

The National Rural Livelihood Mission (NRLM) is a scheme launched on 3 June 2011 during the 12th Five Year Plan when Dr. Manmohan Singh was the Prime Minister. It was rebranded as the National Rural Livelihood Mission by the Swarna Jayanti Gram Swarozgarh Yojana. The objectives of NRLM are to create gainful employment opportunities in rural areas and reduce poverty by providing self-employment opportunities to the people. On 29 March 2016, NRLM was renamed as DAY-NRLM.

National Urban Livelihood Mission (NULM)

The National Urban Livelihood Mission (NULM) is a scheme launched on 24 September 2013 during the 12th Five Year Plan period by Dr. Manmohan Singh as the Prime Minister. The National Urban Livelihood Mission aims to alleviate poverty in urban areas by providing gainful self-employment opportunities and skill training in various sectors. NULM is led by the Ministry of Housing and Urban Poverty Alleviation (MHUPA). NULM is currently known as Deendayal Antyodaya Yojana - National Urban Livelihood Mission (DAY - NULM).

Rashtriya Bal Swasthya Karyakram (RBSK)

The Rashtriya Bal Swasthya Karyakram (RBSK) is a scheme launched in 2013 during the 12th Five Year Plan period by Dr. Manmohan Singh as the Prime Minister. Rashtriya Bal Swasthya Karyakram (RBSK) is an initiative launched for early detection and treatment of genetic diseases and disabilities in children up to the age of 18 years. The National Rural Health Mission is responsible for the implementation of the project.

Deen dayal Upadhyaya Antyodaya Yojana (DAY)

Deen dayal Upadhyaya Antyodaya Yojana (DAY) is a scheme launched by the Central Government in the memory of Pandit Deen dayal Upadhyay. Deen dayal Upadhyaya Antyodaya Yojana (DAY) was launched on 25 September 2014 with the aim of providing vocational skills training to the poor. The DAY scheme is known as Deen dayal Upadhyaya Grameen Kaushalya Yojana in rural areas. There are separate units at the village level and the urban level for the implementation of the DAY scheme. Individuals who are not less than 15 years of age are eligible for membership in the DAY scheme.

SAKSHAM (RGSEAB)

The Rajiv Gandhi Scheme for Empowerment of Adolescent Boys (RGSEAB) is a scheme launched by the Central Government during the 12th Five Year Plan in 2014. This scheme is known as SAKSHAM. The SAKSHAM scheme was launched with the aim of making adolescent boys self-reliant. Boys between the ages of eleven and eighteen will benefit from the scheme. The Ministry of Women and Child Development is leading the SAKSHAM scheme.

Namami Gange Programme

The Namami Gange Programme is a scheme prepared by the government for cleaning the Ganga. It has three types of projects. These are entry-level projects, medium-term activities to be implemented over a period of five years, and long-term projects to be implemented over a period of ten years. The main objectives of the Namami Gange project are the construction of drains, cleaning of water surfaces, protection of biodiversity in the Ganga, afforestation, and the 'Gangagram Project', which will build adequate toilets in the villages along the banks of the Ganga.

Make in India

Make in India is an initiative launched with the aim of taking India's manufacturing sector to the next level. On 25 September 2014, Prime Minister Narendra Modi announced 'Make in India'. The aim of this scheme is to enhance the skills of the workforce, protect intellectual property rights, promote new enterprises, encourage foreign direct investment, and reduce the import of equipment and other items that are being manufactured in various sectors in large quantities and manufacture them in India as much as possible. The results of 'Make in India' were first seen in the defense and electronics manufacturing industries.

Varishtha Pension Bima Yojana (VPBY)

Varishta Pension Bima Yojana (VPBY) is a pension scheme for senior citizens included in the Union Budget 2014-15. The minimum age limit for Varishta Pension Bima Yojana is 60 years. The Life Insurance Corporation of India is the agency managing the pension fund of the scheme. The maximum pension amount granted under the scheme is Rs 5000 per month and the minimum pension amount is Rs 500 per month.

Sansad Adarsh ​​Gram Yojana (SAGY)

The Sansad Adarsh ​​Gram Yojana (SAGY) is a scheme launched with the aim of converting 2500 villages into Adarsh ​​Grams by 2016. It was launched by Prime Minister Narendra Modi on 11 October 2014 (birth anniversary of Jayaprakash Narayan). The aim is to adopt one village a year and develop it into an Adarsh ​​Gram using government funds. Every MP in Parliament has to adopt one village in his constituency under this scheme. The main objectives are to provide houses to the homeless and to improve sanitation.

Swachh Bharat Mission (SBM)

Swachh Bharat Mission (SBM) is a programme announced by Prime Minister Narendra Modi on 2 October 2014 with the aim of achieving complete cleanliness across India by the 150th birth anniversary of Gandhiji. The central government implemented this scheme to achieve the goal of a public defecation-free India. The previous scheme of the central government, Nirmal Bharat Abhiyan, was revived for this purpose. Under the Swachh Bharat Mission, the central and state governments bear the cost in the ratio of 75:25.

Atal Pension Yojana (APY)

A pension scheme of the central government for farmers, self-employed and workers in the unorganized sector. It was launched in 2015. People above the age of 18 and up to 40 years can become members of this scheme. A fixed monthly subscription must be paid for a minimum of 20 years. The subscription can be paid directly from the bank account. After the age of sixty, a monthly pension of Rs 1,000 to Rs 5,000 is received. Under the scheme, a beneficiary who starts the scheme at the age of 18 will have to pay Rs 42 as a monthly contribution to get a pension of Rs 1,000, and the same person will have to pay Rs 210 as a monthly contribution to get a pension of Rs 5,000. Under this scheme, a beneficiary who starts the scheme at the age of 40 will have to pay Rs 291 as a monthly contribution to get a pension of Rs 1,000, and the same person will have to pay Rs 1,454 as a monthly contribution to get a pension of Rs 5,000.

Beti Bachao Beti Padhao (BBBP)

Beti Bachao Beti Padhao (BBBP) is a scheme launched on January 22, 2015, during the 12th Five Year Plan, when Narendra Modi was the Prime Minister. Beti Bachao Beti Padhao is a scheme launched by the central government to ensure the safety of girls, end gender discrimination, and ensure a better education and social environment for girls. This scheme was launched by Prime Minister Narendra Modi in Panipat, Haryana in 2015. The main objectives of the scheme are to reduce the gap in child sex ratio and empower women. The Union Ministry of Health, Ministry of Child Welfare, and the Union Ministry of Human Resource Development are responsible for the implementation of the scheme.

Sukanya Samriddhi Yojana

Sukanya Samriddhi Yojana is another scheme launched for girls in 2015 along with the Beti Bachao Beti Padhao scheme. The Sukanya Samriddhi Account is an account launched for girls as part of the Sukanya Samriddhi Yojana. The Sukanya Samriddhi Account is a scheme to ensure that there is no discrimination against girl children and to provide family resources, opportunities, and savings to girls equally with boys. To avail the benefits of the scheme, the parents have to deposit a certain amount every year in the post office account in the name of the girl child. The age of the girl child should not be more than 10 years at the time of opening the account. Two girls from a family can get the benefit of this scheme.

Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY)

The Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) is a scheme launched in April 2015 with the aim of providing electricity to all households in rural areas. The scheme is being implemented during the 12th Five Year Plan when Narendra Modi was the Prime Minister. The Rural Electrification Corporation is the agency providing the services of RGGVY. The Central Government in the states bears 90 percent of the cost of this scheme and the Rural Electrification Corporation bears 10 percent.

Deen dayal Upadhyaya Gram Jyoti Yojana (DDUGJY)

The Deen dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) is a scheme launched by the Central Government on 25 July 2015 with the aim of complete electrification of villages. Another objective of the scheme is to provide uninterrupted electricity to all households in the country 24 hours a day. The main activities of the scheme are construction of substations, installation of distribution transformers, replacement of energy meters and provision of service connections to those below the poverty line.

Pradhan Mantri Awas Yojana - Housing for All (Urban)

Pradhan Mantri Awas Yojana - Housing for All (Urban) is a scheme launched on 25 June 2015 during the 12th Five Year Plan when Narendra Modi was the Prime Minister. Pradhan Mantri Awas Yojana - Housing for All (Urban) is a scheme launched with the aim of constructing and providing houses to the needy people in urban areas by 2022. The house can be registered in the name of the head of the family, a couple or in the absence of the head of the family, the eldest male member. The scheme is for people between the ages of 21 and 55 years. The cost of the Pradhan Mantri Awas Yojana - Housing for All (Urban) scheme is borne by the Central and State Governments in the ratio of 75:25. In the North-Eastern states, the cost is borne by the Central and State Governments in the ratio of 90:10.

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident insurance scheme implemented by the Central Government in collaboration with banks. The insurance cover is up to a maximum of Rs 2 lakh. Those who suffer partial disability will get Rs 1 lakh as insurance sum. This amount will be available for total disability and death. The maximum amount for partial disability is Rs 1 lakh. Age limit is 18 to 70 years. Premium amount is Rs. 12+ Service Tax. Term is one year. After the term of one year, the insurance has to be renewed by paying the premium.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is a life insurance scheme implemented by the Central Government in collaboration with banks. Individual insurance cover is Rs 2 lakh. Age limit is 18 to 50 years. Premium amount is Rs. 330+ Service Tax. Anyone with a bank account can join this scheme.

Smart City Mission (SCM)

The Smart City Mission (SCM) is one of the important urban development schemes implemented in India. The Smart City Mission is a central government scheme launched on June 25, 2016 with the aim of improving the quality of life of the people through technology-based local development. The Smart City Mission (SCM) is a major development scheme of the central government covering 100 cities in the scheme launched in 2016. The focus of the Smart City scheme is on urban transport, tourism and software development. Kochi is the first district selected in Kerala for the scheme.

Pradhan Mantri Awas Yojana - Grameen (PMAY-G)

The Pradhan Mantri Awas Yojana - Grameen (PMAY-G) is a scheme that was launched on November 20, 2016, when Narendra Modi was the Prime Minister during the 12th Five Year Plan. Pradhan Mantri Awas Yojana - Grameen was launched in Agra (Uttar Pradesh). It is a revamped scheme of Indira Awas Yojana. The scheme was launched with the aim of providing housing to all in rural areas by 2022. Under this scheme, houses will be registered and provided in the name of the head of the household and the head of the household or in the name of widows, divorcees and unmarried persons. The cost of the schemes will be borne by the Centre and the states in the ratio of 60:40. The states of North-Eastern States, Himachal Pradesh and Uttarakhand will bear the cost of the scheme in the ratio of 90:10. In Union Territories, the Centre will bear 100% of the cost. Delhi and Chandigarh have been excluded from the scheme.

Pradhan Mantri Vaya Vandana Yojana (PMVVY)

Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a pension scheme provided by the Union Ministry of Finance to senior citizens of the country. Initially, the period of the scheme was from 2017 to March 2020. However, in 2020, the Union Cabinet extended the period of the scheme till March 2023. The lump sum amount will earn an annual interest of 7.4%. Under the scheme, the beneficiary has to pay a lump sum of Rs 162162 to get the minimum monthly pension of Rs 1000 and Rs 15 lakh to get the maximum monthly pension of Rs 9250. The beneficiary can receive the pension amount in the form of 1 month/ 3 months/ 6 months/ 1 year as per his convenience. The administration of PMVVY is the responsibility of Life Insurance Corporation of India.

Rashtriya Vayoshri Yojana (RVY)

Rashtriya Vayoshri Yojana (RVY) is a scheme launched by the central government for senior citizens. Rashtriya Vayoshri Yojana was launched in 2017. The main objective of the RVY scheme is to provide assistive devices to the beneficiaries to overcome physical difficulties. The beneficiaries of RVY are senior citizens belonging to the BPL category with physical ailments such as vision impairment, hearing impairment, and neurological diseases. This scheme is implemented by the Union Ministry of Social Justice and Empowerment.

Ayushman Bharat Yojana (PMJAY)

Ayushman Bharat is the world's largest health insurance scheme introduced by the Finance Minister in the Union Budget 2018. Ayushman Bharat was inaugurated on 23 September 2018. Components of Ayushman Bharat.

1. Health and Wellness Center

2. Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Pradhan Mantri Jan Arogya Yojana was earlier known as the National Health Protection Scheme. PM-JAY is a scheme under which 10 crore poor families in India will get insurance coverage of Rs. 5 lakh/family.

Agnipath Scheme

Agnipath is a central government scheme that provides an opportunity for youth between the ages of 17.5 to 21 years to serve in the army on a contractual basis for four years. The Union Cabinet approved the scheme on June 14, 2022. The youth selected under the Agnipath scheme are known as Agniveers. On completion of the four-year period, the Agniveers are paid a one-time 'Sevanidhi' package (Sevanidhi is exempted from income tax).