Insurance Medical Services Department
The Insurance Medical Services (IMS) Department in Kerala works under the administrative control of the Labour Department, Kerala Government. India's first comprehensive, multifaceted social security program for organized sector employees is the Employees State Insurance Scheme. The Insurance Medical Services Department in the State of Kerala administers medical treatment under this program. The Labor Department is in charge of this department's administration; formerly, the State Health Services Department carried out the program. The important and socially beneficial responsibility of offering comprehensive medical care services to the worker population and their dependents and safeguarding against specific situations that result in loss of pay or earning ability falls to the ESI Scheme.
In cases where an employee has died or become disabled as a
result of an occupational disease or injury, the program also provides
financial assistance to physically disabled employees and their families. The
Insurance Medical Services Department is in charge of carrying out the State
Government's statutory responsibility for medical care administration. Nine hospitals
and 147 dispensaries provide medical services. Total number of doctors in the
Department is 515. Treatment under
Allopathic, Ayurvedic and Homoeopathic systems is provided to ESI
beneficiaries. Based on audit
certification from the Accountant General regarding the final account payment
system, the ESIC, which is the collector and custodian of funds, reimburses the
expenditure to the Government of Kerala in the agreed-upon ratio of 7:1.

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